What are my options if I have an adverse credit history?

You may still receive a Direct PLUS loan if you obtain an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the loan if you do not repay it. If you have an adverse credit history you will be notified by the Direct Loan Serving Center on the procedures for obtaining an endorser.

For questions or concerns related to credit status and denied credit decision appeals, obligations and responsibilities of Direct PLUS Loan endorsers, and all actions performed on the studentloans.gov Web site, please contact the Student Loan Support Center at 800-557-7394.

Topic Information
  • Topic #: 8202-131
  • Date Created: 9/14/2011
  • Last Modified Since: 5/7/2014
  • Viewed: 851
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